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No-insurance eye exams & eyeglasses

At all Heartland Vision locations, you can receive a comprehensive eye exam for $69** without insurance. It's not necessary to have vision insurance to undergo an eye exam. Many of our patients do not possess insurance, but they can still afford top-quality eye care and name-brand eyeglasses.

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How do I get a vision prescription with no insurance?

Booking an eye exam without insurance is hassle-free with Heartland Vision. Simply schedule an appointment by calling one of our vision centers or booking online.

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We accept payment by cash, check, or card, including CareCredit and FSA/HSA cards.

Disposable contact lenses Contact lenses without insurance

Heartland Vision offers affordable contact lens eye exams, starting at just $89. The total cost will depend on the number of required eye tests and follow-up fittings. Additionally, you can benefit from special manufacturer rebate offers when you purchase your contacts from Heartland Vision.

Bifocal and multifocal contact lenses Low-cost payment plans for eye care and eyewear

If you don't have insurance, you can still pay for eye exams, glasses, contacts, and more using CareCredit at Heartland Vision. Several payment plans offer zero interest for 6 or 12 months. Moreover, you can even purchase glasses online from the COR Eyewear brand using CareCredit, our exclusive brand of glasses and sunglasses.

Extended wear contact lenses Better prices on brand-name eyewear

Heartland Vision is proud to be one of the biggest eyewear chains in the Midwest. We work hard to negotiate better pricing with top eyewear brands and are thrilled to pass those savings on to our customers.

Extended wear contact lenses Discounts on eye exams and eyeglasses

Check out our exclusive offers for private pay patients! Get discounted prices on eye exams and eyeglasses. Don't miss out on our current promotions.

Why many people do not have vision insurance

Some employer-sponsored health insurance plans do not include vision coverage or offer vision insurance only as an add-on (with a larger premium).

Individual vision insurance plans are available, but they usually require a 12-month commitment with an upfront payment. With many of these plans, patients still have to pay out of pocket for part of the cost of an eye exam, glasses or contact lenses. For many people, it just doesn’t make sense to pay $15-$20 a month for vision insurance (plus enrollment fees and copays).

Simplifying the cost of eye care, one patient at a time

If you don’t have insurance and want to know how much it’ll cost out of pocket to get the vision care you need, we’re here to help.

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Frequently Asked Questions

What is the cost of an eye exam without insurance?

The cost of an eye exam without insurance is $69* at all Heartland Vision locations.

Do I need vision insurance to get an eye exam?

No. You can get an eye exam without insurance. In fact, many of our patients do not have vision insurance. Heartland Vision makes eye exams and eyewear affordable, regardless of insurance status. 

How much is eye insurance per month?

Most vision insurance plans cost between $5 and $35/month. 

Are there other options other than vision insurance?

Yes. CareCredit offers low-cost payment plans for eye care and eyewear such as glasses, contacts and more. Some payment plans offer 0% interest.

Do I need insurance to purchase contact lenses?

No, vision insurance is not necessary to purchase contacts. Contact lens eye exams at Heartland Vision cost $50. The cost of your contact lenses will depend on the specifications of your unique lenses and the type of lenses you purchase. 

*Terms & conditions apply: $69* eye exam offer is not valid with other offers, discounts, or insurance. $69* eye exam offer is only valid when you purchase a complete pair of eyewear at a Heartland Vision location. If not, an eye exam cost is $89.

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