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Heartland Vision Accepts

CareCredit is a unique credit card used for health and wellness expenses, including those not covered by medical or vision insurance. Unlike traditional credit cards such as Visa or MasterCard, CareCredit offers special financing options that can make purchasing eyewear and other vision care services more affordable. With CareCredit, you can buy prescription glasses, designer frames, premium lenses, lens treatments, and even vision therapy, with the option to pay later in convenient monthly installments. Enjoy exclusive financing terms with 6- or 12-month special financing* on qualifying purchases.

Benefits:

CareCredit has many benefits for cardholders including:

  • CareCredit for glasses

    Care when you need it

  • Special financing for eyeglasses and eye exams

    Special financing

  • CareCredit special financing

    Easy to use

CareCredit with Heartland Vision terms

ZERO interest if paid in full in 6 or 12 months.*

Qualifying purchases made with your CareCredit credit card account may be eligible for 0% interest if paid in full within 6 or 12 months. The 6-month offer is available for purchases of $200 to $499, while the 12-month offer is available for purchases of $500 or more. If the promotional purchase is not paid in full within the promotional period, interest will be charged from the purchase date. Minimum monthly payments are necessary, and they may or may not cover the full purchase amount before the end of the promotional period.

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Everyone deserves proper eye care. All 26 of our locations provide quality care for any patient, with or without vision insurance. Contact us to learn more about our payment options.

  • CareCredit special financing

    CareCredit for eye exams

  • CareCredit special financing

    CareCredit for eyeglasses

  • CareCredit special financing

    Buy glasses online with CareCredit

  • CareCredit special financing

    CareCredit for Contacts

  • CareCredit special financing

    Can I use CareCredit for sunglasses?

  • CareCredit special financing

    CareCredit for specialty eyewear

CareCredit with HSAs & FSAs

A large number of patients have healthcare plans that include either a health savings account (HSA) or a flexible spending account (FSA). In cases where healthcare expenses exceed the available funds in either of these accounts, CareCredit can be utilized to cover the remaining balance. With this option, you can now comfortably afford premium lenses or designer frames that you may have been eyeing without worrying about stretching your budget too thin.

Can you use CareCredit with insurance?

Yes. Whether you prefer to visit us in-person or reach out to us remotely, our Heartland Vision team is always happy to conduct an insurance check on your behalf. This helps ensure you have a clear understanding of what is covered by your insurance. For any eyewear or eye care expenses that are not covered by your insurance, CareCredit can be used for financing.

Our experienced eye doctors accept most major types of vision insurance, such as VSP, EyeMed, Cigna, Davis Vision, and several others, to ensure that we can meet the needs of as many patients as possible.

Insurance Plans

We also have competitive pricing and special offers on eye exams and glasses, making it easy for our patients without insurance to get affordable vision care and eyewear.

Eyeglasses financing in Indiana

Apply for

To get started, apply for CareCredit online now. If you have questions about using CareCredit at Heartland Vision, please contact the location nearest you.

Apply for Financing

*No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6 or 12-month promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreements for their applicable terms. Subject to credit approval.

** For new accounts: Purchase APR is 26.99%; Minimum interest charge is $2.00.

Frequently Asked Questions

What is CareCredit?

CareCredit is a credit card for health and wellness expenses. CareCredit, which offers competitive financing options, can be used to cover out-of-pocket costs not covered by vision insurance, and it lets you follow a 'buy now, pay later' model for eye care and eyewear.

Does Heartland Vision accept CareCredit?

Yes. All Heartland Vision locations accept CareCredit for vision care including eye exams, eyeglasses, contact lenses and more.

What are the benefits of CareCredit?

CareCredit offers special financing different from traditional credit cards, so you can get care when you need it and pay for your care flexibly. CareCredit has no activation or annual fee. 

How do I pay with CareCredit?

Schedule an appointment or walk into any Heartland Vision location - you can use your CareCredit card to pay for any eye care or eyewear expenses your eye insurance won't cover.

Can I use CareCredit with insurance?

Yes. Bring your insurance card or insurance documents with you to your appointment so we can check your coverage with you. You can use your CareCredit card to cover any remaining balances not covered by insurance.

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