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Frequently Asked Questions
What does a Blue Cross Blue Shield insurance plan with vision benefits cover?
BCBS insurance plans can cover:
- annual eye exams
- cataract surgery
- contact lenses
- eyeglasses
- eye exams
- LASIK eye surgery
- pediatric vision care
- screening for certain conditions
Your exact coverage depends on your unique plan and your geographic location.
How much does an Anthem Blue Cross Blue Shield vision plan cost?
With a Blue View Vision Insurance plan, you'll get annual eye exams and lenses for a $10-20 copay, and contact lenses with an $80-$200 annual allowance.
*Note: Availability of benefits changes every 24 months if your vision insurance is bundled with health insurance, so make sure you check with your provider before planning to make a purchase.
With Blue View, new frames are available with a $130-$200 allowance on the same schedule as contact lenses.
Other Blue View benefits include up to $800 off LASIK and up to 75% off retail costs when you visit an in-network eye doctor.
Who does Blue Cross Blue Shield use for vision care?
Heartland Vision insurance plans are administered by EyeMed Vision Care. Every eye doctor at Heartland Vision is an in-network eye doctor for EyeMed.
Are Anthem and Blue Cross Blue Shield the same company?
The answer varies depending on the state you live in, but in most states, they are the same company. In Indiana, Anthem Blue Cross Blue Shield is one association.
Does Blue Cross Blue Shield cover contact lenses?
Blue Cross Blue Shield vision plans typically include a yearly allowance for contact lenses. The amount varies depending on which plan you have. Members must choose between using their eyeglass lens benefits OR contact lens benefits each calendar year.
Does Blue Cross Blue Shield cover eye exams?
BCBS vision coverage includes benefits for a yearly comprehensive eye exam. The copay amount varies depending on which plan you have. You can use your BCBS eye exam benefits at any Heartland Vision location.
How much does Blue Cross Blue Shield cover for eyeglasses?
Coverage for eyeglasses, frames, lenses and lens treatments varies by plan. Most BCBS vision plans include an annual or biannual frame allowance and a copay for standard optical lenses. If you want to upgrade your lenses or add treatments (anti-glare, blue light blocking, etc) there may be additional copays or out-of-pocket costs. We’re happy to check your BCBS vision benefits for you and explain what’s covered.
